Whether you’re getting paid, shopping, saving, or spending—your Finny Finance current account is ready to support your everyday journey.
Enjoy 24/7 access that makes banking simple and efficient.
Flexible Banking for Modern Life
Manage your money easily, make instant payments, and stay in full control anytime, anywhere with zero monthly fees.
Our Current Account Benefits
Power your daily transactions with secure, flexible, and smart banking.
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Digital Onboarding
Open your account quickly with 100% digital verification.
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Email Alerts
Stay updated with real time notifications on every account activity.
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Digital Statements
Download monthly statements with a click, anytime, anywhere.
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Linked Debit Card
Shop, withdraw, and manage finances with an easy-to-use debit card.
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Safe & Secure
Trusted protection for your money and personal data.
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Paperless Banking
Complete your banking tasks without any paperwork, from anywhere.
Current A/c Interest & Charges
Discover the interest rates and fees that apply to your current account.
Interest Rates (AER)
Up to £25,000
Nil
£25,001 – £100,000
0.25%
Above £100,001
0.45%
Debit Card
Annual Fees
Nil
Transaction Limit
Up to £2,000 daily
Card Replacement
£5 (First replacement free)
Credit Card
Annual Fees
£5
Card Replacement
£10
One Account
All You Need
All You Need
Constant
Control
%
Everyday Banking, Made Effortless
We believe banking should work around your schedule, not the other way around. That’s why our current account is fully online and always open.
Eligibility Criteria to
Open a Current Account
Open a Current Account
Key requirements to qualify for a current account.
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1
Personal Information
Full name, date of birth, nationality, and contact details (phone number and email)
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2
Age Requirement
Must be at least 18 years old
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3
Proof of Identity
Valid government-issued ID
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4
Proof of Address / Residency
Recent utility bill or government correspondence showing current address
2
M+Trusted by Over 2 Millions Everyday Users
Questions & Answers
Find clear answers to the most common questions about
our services accounts, and support.
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Can I apply for a loan online?
Yes, you can apply for personal, auto, or business loans through our website. Our team will review your application and get in touch with you promptly.
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How do I activate my new debit or credit card?
You can activate your card through your online banking account, by contacting our customer support. Instructions are also provided with the card.
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What should I do if I see unauthorized transactions?
Report suspicious activity immediately by contacting our fraud team. We will investigate the issue and guide you through the dispute process.
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How do I report a lost or stolen card?
Immediately contact our support or block the card via online banking. A replacement card can be issued and mailed.
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What is the daily withdrawal limit for ATMs?
The standard ATM withdrawal limit is [$500 or equivalent local currency] per day. You can request a temporary increase by contacting our support team.
If you didn’t find what you’re looking for contact us.